Professional Indemnity Insurance Finance

At Performance Finance we understand Professional Indemnity Insurance (PII) financing as we’ve been supporting the professions for years.

Our dedicated PII loan product enables you to spread the cost of your insurance premiums over the length of the policy. Should you not have your premium details confirmed yet, we can pre-approve you on an estimated amount so that funding is ready to be released as soon as you receive your premium letter.

We offer:

  • Highly competitive interest rates – we try our best to beat any like for like quote*
  • Flexible terms from 10 to 24 months to match your policy
  • E-sign documents to make applying fast and simple. From application to approval and receipt of monies, it can take as little as 48 hours.
  • Ability to choose your repayment date to assist your cashflow
  • Ability to have the premium paid direct to your company or direct to your insurance company/broker.
  • Retrospective funding for PII premium payments - if you pay your premium and then realise your cashflow is under pressure, you can also apply for finance after you’ve paid to spread the cost.

If you work in the legal sector, why not fund your Practising Certificates at the same time?

Get in touch with our paper professions team now for a quote.


Why should I finance my Professional Indemnity Insurance (PII)?

Paying the PII premium can be costly and your cashflow may be hit when your premium is due.  Spreading the cost over the term of your policy with a finance agreement is therefore an attractive option and limits the financial impact on your business.

As PII is required for a company to practice, it’s seen as a relatively ‘safe’ type of finance to fund.  This means that the market for PII finance is highly competitive and amongst the lowest-cost finance your business can obtain.

Should you be thinking of a business loan in the next year, it will usually be more cost-effective for you to take out a loan to pay your PII premiums rather than another type of finance.

Most PII brokers offer a finance option but it certainly pays to shop around and fixed rates are the lowest they have been in years.

 *Unregulated loans only and subject to status. 

Speak to one of our expert advisors on: 01536 52 96 96 or at

News and media

FMO Logo and strapline

Stuart Burn appointed vice chair of the FMO

Posted in News, Optical, 31 August 2018
We are pleased to announce that Stuart Burn, managing director of specialist optical sector lender Performance Finance, has been appointed vice chair of leading industry body the FMO. Stuart who is an extremely experienced businessman with a very strong financial background will be paramount in seeing FMO through the next phase of change. “It is
Read more in this article here.

Performance Finance Ltd surpasses £50m in loans in 2017

Posted in News, 04 January 2018
Performance Finance the professions specialist lender has lent over £50m in the calendar year 2017 for the very first time, enabling more businesses to develop their full potential. Stuart Burn MD said ‘ This is an important milestone in our history and I’m particularly proud of my team who have worked so hard to reach
Read more in this article here.

Join us at 100% Optical in January 2018

Posted in News, 28 November 2017
Performance Finance is delighted to be exhibiting at 100% Optical from the 27-29 January 2018. Since launching in 2014, 100% Optical has quickly established itself as the largest optical event in the UK, attracting over 7,500 international visitors and more than 200 companies planned to exhibit at this year’s exhibition in February. As the leading
Read more in this article here.

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In just 24 hours you can have the vital finance for your next business project