Lease/Leasing

Our popular leases have fixed rates and flexible terms.


Leasing is very popular for professionals and it can be used for equipment, IT, furniture and refurbishments.

A lease is a rental agreement with fixed rates and flexible terms. It often provides improved tax efficiency and VAT benefits for a practice and this is why it is so popular.

The benefits to taking out a Lease with Performance Finance are:

  • Improve your cash flow: A lease agreement is an example of a perfect solution for professionals who require equipment but don’t want to pay for it all in one go.
  • Affordable and low risk: Our leasing agreements are flexible and have fixed rates, so they’re ideal for individuals who need an affordable, risk-free solution.
  • Tax benefits: Leasing equipment often means improved tax efficiency for your business.
  • VAT benefits: VAT is also spread over the term so for partially exempt businesses like Opticians this can be very advantageous.
  • Replace or upgrade your equipment: One of the most significant benefits of a lease agreement is the ability to upgrade or replace your equipment either during the contract or at the end of the contract.
  • Fixed Term: Unlike some others all our contracts finish after a specified term e.g. 3 years. They do not continue indefinitely.
  • Up to 7 year term: We can provide terms from 3 months to 7 years.
  • Competitive Rates: because we only deal with professionals our interest rates are highly competitive.

At the end of the fixed term ownership can be made available.


For Opticians in particular, there is often a compelling VAT benefit to leasing which can save you £1,000’s. Please ask for further details.


Our credit approvals are fast and easy, which allows our clients to concentrate on running their businesses.

(Performance Finance act as a credit broker and direct funder for both regulated and non-regulated hire/lease.)

Speak to one of our expert advisors on: 01536 52 96 96 or at info@perfin.co.uk

News and media

Team at Optrafair

Come and meet us this autumn

Posted in News, 02 September 2019
The autumn trade fair season is kicking off once again and our team is exhibiting at several shows. If you’d like to have a chat about finance, or just want to pop and say hello, we’ll be at the  events below. If you’d like to set up an appointment to discuss your requirement with one
Read more in this article here.

Performance Finance acquires aesthetics specialist Integra Asset Finance

Posted in News, 15 January 2019
We are delighted to announce that Performance Finance has acquired Integra Asset Finance, a specialist in finance for the aesthetics market. The purchase sees Kettering-based Performance Finance expand its reach in the medical professions finance sector, complementing its current business in the optical, dental and veterinary markets. Stuart Burn, managing director of Performance Finance said,
Read more in this article here.

Visit us at 100% Optical 2019

Posted in News, 11 January 2019
One of UK’s largest optical events, 100% Optical at London ExCeL, opens tomorrow. Come and visit us on stand B200 to talk about our low cost finance options on equipment, practice buyouts and refurbishments and other business loans.  Stuart, Susan, Cathy and Richard will be around most of the time. We have special finance offers with
Read more in this article here.

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