Lease/Leasing

Our popular leases have fixed rates and flexible terms.


Leasing is very popular for professionals and it can be used for equipment, IT, furniture and refurbishments.

A lease is a rental agreement with fixed rates and flexible terms. It often provides improved tax efficiency and VAT benefits for a practice and this is why it is so popular.

The benefits to taking out a Lease with Performance Finance are:

  • Improve your cash flow: A lease agreement is an example of a perfect solution for professionals who require equipment but don’t want to pay for it all in one go.
  • Affordable and low risk: Our leasing agreements are flexible and have fixed rates, so they’re ideal for individuals who need an affordable, risk-free solution.
  • Tax benefits: Leasing equipment often means improved tax efficiency for your business.
  • VAT benefits: VAT is also spread over the term so for partially exempt businesses like Opticians this can be very advantageous.
  • Replace or upgrade your equipment: One of the most significant benefits of a lease agreement is the ability to upgrade or replace your equipment either during the contract or at the end of the contract.
  • Fixed Term: Unlike some others all our contracts finish after a specified term e.g. 3 years. They do not continue indefinitely.
  • Up to 7 year term: We can provide terms from 3 months to 7 years.
  • Competitive Rates: because we only deal with professionals our interest rates are highly competitive.

At the end of the fixed term ownership can be made available.


For Opticians in particular, there is often a compelling VAT benefit to leasing which can save you £1,000’s. Please ask for further details.


Our credit approvals are fast and easy, which allows our clients to concentrate on running their businesses.

(Performance Finance act as a credit broker and direct funder for both regulated and non-regulated hire/lease.)

Speak to one of our expert advisors on: 01536 52 96 96 or at info@perfin.co.uk

News and media

FMO Logo and strapline

Stuart Burn appointed vice chair of the FMO

Posted in News, Optical, 31 August 2018
We are pleased to announce that Stuart Burn, managing director of specialist optical sector lender Performance Finance, has been appointed vice chair of leading industry body the FMO. Stuart who is an extremely experienced businessman with a very strong financial background will be paramount in seeing FMO through the next phase of change. “It is
Read more in this article here.

Performance Finance Ltd surpasses £50m in loans in 2017

Posted in News, 04 January 2018
Performance Finance the professions specialist lender has lent over £50m in the calendar year 2017 for the very first time, enabling more businesses to develop their full potential. Stuart Burn MD said ‘ This is an important milestone in our history and I’m particularly proud of my team who have worked so hard to reach
Read more in this article here.

Join us at 100% Optical in January 2018

Posted in News, 28 November 2017
Performance Finance is delighted to be exhibiting at 100% Optical from the 27-29 January 2018. Since launching in 2014, 100% Optical has quickly established itself as the largest optical event in the UK, attracting over 7,500 international visitors and more than 200 companies planned to exhibit at this year’s exhibition in February. As the leading
Read more in this article here.

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