Lease/Leasing

Our popular leases have fixed rates and flexible terms.


Leasing is very popular for professionals and it can be used for equipment, IT, furniture and refurbishments.

A lease is a rental agreement with fixed rates and flexible terms. It often provides improved tax efficiency and VAT benefits for a practice and this is why it is so popular.

The benefits to taking out a Lease with Performance Finance are:

  • Improve your cash flow: A lease agreement is an example of a perfect solution for professionals who require equipment but don’t want to pay for it all in one go.
  • Affordable and low risk: Our leasing agreements are flexible and have fixed rates, so they’re ideal for individuals who need an affordable, risk-free solution.
  • Tax benefits: Leasing equipment often means improved tax efficiency for your business.
  • VAT benefits: VAT is also spread over the term so for partially exempt businesses like Opticians this can be very advantageous.
  • Replace or upgrade your equipment: One of the most significant benefits of a lease agreement is the ability to upgrade or replace your equipment either during the contract or at the end of the contract.
  • Fixed Term: Unlike some others all our contracts finish after a specified term e.g. 3 years. They do not continue indefinitely.
  • Up to 7 year term: We can provide terms from 3 months to 7 years.
  • Competitive Rates: because we only deal with professionals our interest rates are highly competitive.

At the end of the fixed term ownership can be made available.


For Opticians in particular, there is often a compelling VAT benefit to leasing which can save you £1,000’s. Please ask for further details.


Our credit approvals are fast and easy, which allows our clients to concentrate on running their businesses.

(Performance Finance act as a credit broker and direct funder for both regulated and non-regulated hire/lease.)

Speak to one of our expert advisors on: 01536 52 96 96 or at info@perfin.co.uk

News and media

Join us at 100% Optical in January 2018

Posted in News, 28 November 2017
Performance Finance is delighted to be exhibiting at 100% Optical from the 27-29 January 2018. Since launching in 2014, 100% Optical has quickly established itself as the largest optical event in the UK, attracting over 7,500 international visitors and more than 200 companies planned to exhibit at this year’s exhibition in February. As the leading
Read more in this article here.

Thanks for Visiting Us at the Dental Showcase 2017

Posted in Dental, 30 September 2017
Thanks for visiting us at the Dental Showcase 2017. In case you missed out on our special offers, here’s a few reasons why we would love to talk to you: Fixed Rate Equipment Finance Our product range of hire purchase, leasing and loan products are tailor-made, ensuring tax efficient borrowing solutions for your business to
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Patient Finance

Posted in Patient Finance, 23 September 2017
O% APR on Patient Finance Performance Patient Finance is applicable for Opticians, Dentists, Vets, Aesthetic practices and Solicitors. With this interest free facility, patients pay a 10% deposit, followed by 9 monthly payments, all at 0% APR.  How does it work? You pay the client’s interest via a small subsidy. The whole system is fully automated
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